Insurance, retirement & investing
Protecting people, businesses and futures for more than 25 years
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How We Do It

We believe that money mindsets and financial literacy go hand in hand in achieving financial success. When clients are empowered, they are motivated to stay the course of their financial journey.

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Financial Freedom

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Online Resource

We provide online financial resources for our clients to access 24/7.

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Cash Flow Planning

Behavioural Cash Flow Planning is the Foundation of our Process.

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We provide expert financial advice by partnering with some of the best financial experts and money advisors in their field

Financial Solutions for
Persons and Businesses

Individual & Family

Life Insurance

Life insurance that will protect you, your loved ones and events.

Wealth Management

Let us help protect your investments, retirements and financial dreams.

Cash Flow Planning

We work with our clients to build sustainable wealth over time.


Group Benefits

Successful companies know that it is a good business practice to invest in their employees.

Key Person Insurance

If the success of your business depends on the expertise of one or a few employees, then you need Key Person Insurance.

Buy-Sell Agreement

Individuals that have a partnership business structure benefits from a Buy-Sell Agreement.

What our clients are saying about us

I would recommend Covenant Wealth to anyone needing honest and effective service. Very professional and transparent. I especially love Joy's attention to detail and she spends quality time ensuring that the customer understands what is being done and is in total agreement.

Roxann Whittingham

Roxann Whittingham | Covenant Wealth Financial

Joy Adam's my fiance advisor was very helpful in giving me the information to make an informed decision on how to invest my money's. She was extremely personable, informative, caring .

Tanya Paulus

Tanya Paulus Review | Covenant Wealth Financial

Joy is easy to work with and is one of the most knowledgeable people I know. She knows how to listen and provide you with the best advice/products to help you achieve your financial goals. She is always there to help even after you have signed and have everything you needed.

Azie Pouragha

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Recently I received financial services from Joy Adams and I was very pleased with her explanation and detailed information about our family insurance policies. She is very detail-oriented and she explained to us what we need now and what we can expect in the near future.

Christophe Nivugana

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