Covenant Wealth

Retirement Coffee Chats

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Building Community, One Conversation at a Time

At Covenant Wealth, we believe retirement planning is about more than investments and financial strategies. It is about people, relationships, and helping individuals confidently navigate one of life’s most important transitions.

That is why we created Retirement Coffee Chats—a welcoming space where retirees, pre-retirees, and business owners can come together to share ideas, ask questions, learn from one another, and build meaningful connections within the community.

Hosted at local cafés in Simcoe County these informal gatherings are designed to be relaxed and conversational. There are no formal presentations, no sales pitches, and no pressure. Just good coffee, thoughtful discussion, and valuable insights from people who are experiencing similar life transitions.

Why We Started Retirement CoffeeChats

One of the most common concerns we hear from people approaching retirement is uncertainty.

Questions such as:

  • Will I have enough income to retire comfortably?
  • When should I start CPP and OAS?
  • How do I avoid unnecessary taxes and OAS clawbacks?
  • What will my lifestyle look like in retirement?
  • How do I create a legacy for my children and grandchildren?
  • What happens to my business when I am ready to step away?

While financial planning provides answers to many of these questions, there is also tremendous value in learning from others who have faced similar decisions.

Retirement Coffee Chats create an environment where people can openly discuss these topics, gain new perspectives, and leave feeling more informed and confident about their future.

Valuable Conversations for Pre-Retirees

For those approaching retirement, these gatherings offer an opportunity to learn about important topics that can have a significant impact on long-term financial security, including:
  • Retirement income planning
  • CPP and OAS strategies
  • Tax-efficient retirement withdrawals
  • Managing retirement risks
  • Lifestyle planning and purpose in retirement
  • Estate and legacy planning

The insights shared often help individuals identify opportunities and challenges they may not have previously considered.

Valuable Conversations for BusinessOwners

Business owners face a unique set of retirement challenges. Many have invested years building successful businesses but have not yet developed a clear succession or exit strategy. Retirement Coffee Chats provide a space to explore topics such as:
  • Business succession planning
  • Preparing a business for sale
  • Retirement income beyond the business
  • Tax considerations during a transition
  • Protecting family wealth and legacy
  • Balancing personal and business goals

Connecting with other business owners and hearing different experiences can provide valuable perspective when planning for the future.

Our Commitment toCommunity

At Covenant Wealth, our mission is to help individuals make informed decisions that support their goals, values, and vision for the future.

Retirement Coffee Chats are one way we give back to the community by creating opportunities for education, connection, and meaningful conversation.

Whether you are already retired, preparing for retirement, or planning the future of your business, we invite you to join us for a coffee and a conversation.

Together, we can build a stronger, more informed, and more connected retirement community.

Coffee. Conversation. Clarity.