Group Benefits
Successful companies know that it is good business practice to invest in their employees. A loyal, productive and engaged workforce is good for your company’s bottom line. Group Benefits is also a good HR tool to attract and retain the right talent to your company. Here’s some of what we offer:
Group Health Benefits
Group Retirement Saving Plan
Health Spending Account
Key Person Insurance
If the success of your business depends on the skills and expertise of one or a few employees, then you need Key Person Insurance. Key person insurance is life or disability insurance on the key employees in a business. In a small business, this is usually the owner, the founders or perhaps a key employee or two.
Pay Off Debts
Find a Replacement Person
Distribute Money to Investors
Pay Severance
Group Benefits
Successful companies know that it is good business practice to invest in their employees. A loyal, productive and engaged workforce is good for your company’s bottom line. Group Benefits is also a good HR tool to attract and retain the right talent to your company. Here’s some of what we offer:
Group Health Benefits
Group Retirement Saving Plan
Health Spending Account
Group Insurance
This is one of the most tax effective mechanism that employers use to provide health benefits to their employees and their families. It is also a great way to boost total compensation. A group insurance plan can include:
Basic Life Insurance
Dependent Life Insurance
Accidental Death and Dismemberment
Dental coverage
Group Insurance
This is one of the most tax effective mechanism that employers use to provide health benefits to their employees and their families. It is also a great way to boost total compensation. A group insurance plan can include:
Basic Life Insurance
Dependent Life Insurance
Accidental Death and Dismemberment
Dental coverage
Testimonials
“Talking about finances can be difficult and sometimes embarrassing, especially when you live from paycheck to paycheck and spend most of the month with your bank account in the red. After years of being crushed by debt that seemed to be going nowhere, I finally decided to speak to Joy at Covenant Wealth Financial Services. It was one of the best decisions I ever made. I laid all my cards on the table and it was amazing to see how she navigated my treacherous credit card debt to help me come up with a game plan. Not only did Joy suggest different ways to get out from under my debt, we came up with a cash flow plan that showed me how I spent my money, and allowed me to come up with a realistic plan to take care of my responsibilities but also be able to save towards things that matters most, like travelling with my family and securing a future for my son. Six months later, I am sleeping again because I’m not laying awake worrying about my finances, and, my credit has improved drastically.”
“We started working with Joy after our previous financial advisor abandoned us. Over the years, she helped my family to protect our assets with life and critical illness insurance. We appreciate the time she takes to education us on the various financial options available to us.”