About
About
Our Approach
Since 2012 Covenant Wealth Financial Services has provided holistic financial planning advice to young families and entrepreneurs. Clients see us as their essential partner in creating, sustaining & expanding a legacy of wealth for their families—Behavioural Cash Flow Management is at the centre of what we do to help them gain control over their finances so that they can live the life they dream of with the money they have.Â
Joy A. Adams Bio
Joy A. Adams is the CEO of Covenant Wealth Financial. She is a Certified Cash Flow Specialist and a Group Benefits Advisor with over 20 years of experience in the financial services industry.
Her cash flow management knowledge has proven invaluable to her clients. She has worked with many of them to harness their cash flow so they can refocus their resources on the things that matter to them while building their wealth.
Joy’s extensive group benefits knowledge has allowed her to work with fast-growing technology start-ups in implementing flexible and cost-effective health benefits packages to support their growth.
Joy is a community builder and a serial entrepreneur who believes that entrepreneurship is a vehicle for wealth creation. She has won several recognition awards for her entrepreneurial spirit and community involvement.
Our Process
Every business has a process. Ours is Behavioural Cash Flow Managementâ„¢. It is the process that we use to help clients achieve their financial goals. Â
Our behaviour with our money is the number one reason many of us are unable to maximize the possibilities of what we can do with the income we bring in.
